Today, cars are popular vehicles used in our everyday lives due to its convenience, and the number of cars is increasing every year. Therefore, car insurance will be able to protect the car, property and a person in the event of an accident, which coverage will vary according to the car insurance plan.

What types of car insurance are there?

There are two main types of car insurance in Thailand: compulsory car insurance and voluntary auto insurance. Compulsory car insurance is what we know as the Automobile Act, which mainly protects third parties which we must have, if not, it will be illegal. Yet, Voluntary Auto Insurance is optional, but in fact it is necessary because it can protect cars, family members, including others in the event of a collision. 

How many types of Voluntary Auto Insurance?
Voluntary auto insurance is divided into 4 main types

  1. Auto Insurance Type 1
  2. Auto Insurance Type 2
  3. Auto Insurance Type 3
  4. Car Insurance Type 5

Compare car insurance coverage

Protection category        Passenger car        Pickup / truck / pick-up
No more than 3 ton        Bus containing not more than 15 seats

Coverage under the Act
- Injury
- Death

Liability to life of third parties (Parties)

Third party property liability (Parties)

Car damage

Loss and fire on the vehicle
 
Number of people who get coverage
(Driver and Passenger)

  • Driver x Person
  • Passenger x Person

Coverage for death from accident

Medical expenses

Driver's bail

 

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