Compulsory insurance
Type of the automobile
|
Premium (Baht)
|
Sedan
|
528
|
Pick up
|
792
|
Van
|
968
|
Coverage
|
Sum insured (Baht)
|
Cover of the driver and passenger
1) Medical expense
2) Loss of life, Dismemberment, and Permanent disability
3) Compensate for loos of income while insured need to admit in hospital
Note : Choice 1), 2) and 3) combine together must not exceed 204,000 per person |
80,000 per person
300,000 per person
200 per day (20 days limited) |
Maximum limited of sum insured per incident
- Automobile that have 7 seats or less or / and can contain 7 passengers or less
-Automobile that have more than 7 seats or / and can contain more than 7 passengers |
not exceeded 5,000,000 per incident
not exceeded 10,000,000 per incident |
Preliminary Medical expense
1) Damage to physical but not severe as dismemberment or permanent disability
2) Damage to physical that cause dismemberment or permanent disability
3) Loss of life |
Not exceed 30,000 per person
35,000 per person
35,000 per person |
Motor insurance Type 1
Can have maximum discount of 30% from no claim discount and special discount for customer who contact directly to the company
Motor insurance type 3
Special discount for customer who contact directly to the company
Critical illness insurance (CI)
|
Cover for 10 critical illness as list below
|
Invasive Cancer |
|
Coma
|
|
First myocardial infarction from ischemia |
|
Major Organ Transplant surgery |
|
Chronic Renal Failure requiring regular Renal Dialysis |
|
Liver failure |
|
Stroke |
|
Endstage Lung Disease |
|
Cardiovascular Surgery |
|
Total permanent disability |
People who have age 61-64 is only for renewal
No need formedical check up
Premium for CI
Coverage
|
จำนวนเงินเอาประกันภัย (บาท)
|
Plan 1
|
Plan 2
|
Plan 3
|
Plan 4
|
Plan 5
|
Being diagnosed with a doctor for the first time That it is a serious disease as follows |
100,000 |
200,000 |
300,000 |
400,000 |
500,000 |
● Invasive Cancer |
● First myocardial infraction from ischemia |
● Cardiovascular Surgery |
● Stroke |
● Chronic Renal Failure requiring regular Renal Dialysis |
● Liver Failure |
● End stage Lung Disease |
● Major organ transplant |
● Coma |
● Permanent Disailibty |
Age (Year)
|
Premium (Baht)
|
Plan 1
|
Plan 2
|
Plan 3
|
Plan 4
|
Plan 5
|
20-30 |
398
|
796
|
825
|
1,591
|
1,989
|
31-40 |
897
|
1,795
|
1,862
|
3,581
|
4,479
|
41-50 |
1,943
|
3,887
|
4,032
|
7,774
|
9,699
|
51-60 |
4,720
|
9,440
|
9,793
|
18,880
|
23,601
|
61-64 (Renewal only) |
7,154
|
14,299
|
14,832
|
28,599
|
35,725
|
Personal accident insurance |
Premium start at less than 1 baht but it cover for whenever or whereever you go from nutural disaster, flood, tsunami. We cover from age of 15 to 65 year old. In the case of insured not purchase medical expense coverage insurance still pay for loss of life, dismemberment, and permanent disability.
Sum insured (Baht)
|
Premium
|
300,000
|
240
|
400,000
|
320
|
500,000
|
400
|
600,000
|
480
|
In the case insured purchase for medical expense it will be set maximum amount per accident as in table below. However, company don't fix the number of accident insured can claim each year. On the other hand insured can't claim medical expense from illness. Also this insurance also include coverage of loss of life, dismemberment, and permanent disability
Sum insured |
Medical expense
per incident
|
Premium
|
200,000
|
20,000
|
370
|
300,000
|
30,000
|
515
|
400,000
|
40,000
|
659
|
500,000
|
50,000
|
803
|
Fire insurance is for the building that not have loan from Monetary institute
Can have special discount up to 23% for the policy and Longterm for 7.5%
This will ocver for any damage to body, property, and liaiblity of the insured which can be divided into as list below
Personal accident and Travel accident insurance
All risk insurance
Monetary insurance and thievery insurance
Machinery insurance
Gold insurance
Insurance for business and installment liability
Third party laibility
Can have special discount for 18%
|