coverage / conditions / application for insurance
Coverage
Basic Coverage
Cover for
- fire, lightning strike, explosion, vehicle damage, water damage (not include flood) , and aircraft damage
- 4 types of natural disaster (storm, flood, earthquake or volcanic eruption, or underwater waves, Tsunami, hail
- Any temporaly residential rental fee
- Power outage coverage
Additonal Coverage
- Flood (waiting period 30 day) (10% deductible)
- Storm, Hail, Earthquake, volcanic eruption, underwater wave, or Tsunami
- Thievery
- Third party liability
- Damage to electrical device
- Any propping up, demolishing, and transportation of the wreckage fee
- Cover for artwork
- Cover for tree that use for decoration
Terms and Conditions
- Any coverage and exclusion will be base on policy
- Buyers should understand the details of coverage and conditions before making a decision to purchase insurance.
Contact for inquiries / other details or more information
Fire and property department
Tel: 1736 Ext: 2179 or 2188
Compare Coverage
| Basic Coverage | |
| Fire, Lightning strike (including electrical device damaged due to short circuit) Explosion, Vehicle damage, water damage (exclude flood) ,aircraft damage | Actual amount but not exceed sum insured |
| Natural Disaster (Storm, Flood, Earthquake , Volcanic Eruption, Undersea wave or Tsunami, Hail) | All damage combine together not exceed 20,000 Baht annuanlly |
| Temporary residential rent | Not exceed 1,000 Baht daily and maximum coverage not exceed 100,000 Baht |
| Power outage coverage | 1,000 Baht every 3 hours, 10,000 Baht per incident Maximum up to 50,000 Baht |
| Additional Coverage | |
| *Flood(** waiting period 30 day) (10% deductible) | ***10 % of sum insured maximum at 300,000 Baht annually |
| Storm, Hail, Earthquake, Undersea wave, or Tsunami | 10 % of sum insure / peril |
| Thievery | 10 % of sum insure / annually |
| Third party liabilities | 10 % of sum insure / annually |
| Damage to electrical device (for the one that start fire) | 5 % of sum insure / annually |
| propping up, demolishing, and transportation of the wreckage fee | 10 % of sum insure / annually |
| Cover for artistry | not exceed 10,000 baht / piece and not exceed 100,000 Baht / time and year |
| Cover for decoration tree | not exceed 10,000 baht / piece and not exceed 100,000 Baht / time and year |
Note
* Please check the area that you live will cover by flood or not
** Please check the waiting period fo the coverage
*** Please check the maximum coverage of flood coverage with company
Insurance premium with flood coverage
(including tax and vat) (Baht)
| Sum insure | Coverage period | ||
| 1 Year | 2 Year | 3 Year | |
| 500,000 | 698.71 | 1221.94 | 1746.24 |
| 1,000,000 | 1,397.42 | 2,444.95 | 3,491.41 |
| 1,500,000 | 2,095.06 | 3,665.82 | 5,237.65 |
| 2,000,000 | 2,793.77 | 4,888.83 | 6,982.82 |
| 2,500,000 | 3,491.41 | 6,109.70 | 8,729.06 |
| 3,000,000 | 4,190.12 | 7,332.71 | 10,474.23 |
| 3,500,000 | 4,888.83 | 8,553.58 | 12,220.47 |
| 5,000,000 | 6,982.82 | 12,220.47 | 17,457.05 |
| 10,000,000 | 13,965.64 | 24,439.87 | 34,914.10 |
Insurance premium without flood coverage
(including tax and vat) (Baht)
| Sum insure | Coverage period | ||
| 1 Year | 2 Year | 3 Year | |
| 500,000 | 645.21 | 1,033.62 | 1,477.67 |
| 1,000,000 | 1,182.35 | 2,068.31 | 2,954.27 |
| 1,500,000 | 1,772.99 | 3,101.93 | 4,431.94 |
| 2,000,000 | 2,363.63 | 4,136.62 | 5,908.54 |
| 2,500,000 | 2,954.27 | 5,170.24 | 7,386.21 |
| 3,000,000 | 3,545.98 | 6,204.93 | 8,862.81 |
| 3,500,000 | 4,136.62 | 7,237.48 | 10,340.48 |
| 5,000,000 | 5,908.54 | 10,340.48 | 14,771.35 |
| 10,000,000 | 11,817.08 | 20,679.89 | 29,542.70 |
International insurance standards
with ISO 9001 and ISO 27001 systems
We stand stable with major shareholders from leading companies
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